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The Evolution of Women’s Influence in Workers’ Compensation: Celebrating Historical and Current Contributions
14 Mar, 2025 Claire Muselman

The Issue: How Women Have Shaped Workers’ Compensation
For decades, workers’ compensation was an industry primarily dominated by men, from the boardrooms of insurance carriers to the decision-makers crafting policy. However, the past several decades have seen an incredible shift—women have entered, innovated, and elevated the industry in ways that were once unimaginable. Today, women are leading claims teams, driving regulatory reform, developing groundbreaking safety initiatives, and shaping the future of risk management and workplace injury prevention.
Yet, despite this progress, women in workers’ compensation continue to face unique challenges, including underrepresentation in executive leadership, pay disparities, and navigating gender bias in traditionally male-dominated spaces. Understanding the history of women’s influence in workers’ compensation is not just about recognizing the past—it is about continuing to push for equity, representation, and impact in the future.
Why It Is Challenging
1. Historical Exclusion from Leadership Roles – Women were largely absent from early policy development and high-level decision-making in workers’ compensation.
2. Lack of Visibility for Women’s Contributions – Many women who played critical roles in shaping the industry remain unrecognized in its history.
Frances Perkins, the first woman to serve as U.S. Secretary of Labor, played a crucial role in developing the foundation for workers' rights and workplace safety, influencing many early workers' compensation laws.
Edith Rousseau, a trailblazing risk management professional, worked tirelessly to promote women into leadership roles in insurance and workers' compensation.
Judith Koslowski, a legal expert, helped shape modern workers' compensation regulations through her work in compliance and regulatory affairs.
Countless women adjusters, safety professionals, and attorneys have pushed for better policies, improved claims handling, and enhanced workplace protections but have remained largely absent from mainstream recognition.
3. Gender Bias in Hiring and Promotion – While women have made strides, leadership pipelines still disproportionately favor men in some regions of workers' compensation.
4. Work-Life Balance Expectations – Many women juggle professional advancement with caregiving responsibilities, which can impact career trajectories in an industry that demands high levels of commitment.
5. Need for More Mentorship and Sponsorship—Without strong mentorship networks, women in workers' compensation may face more obstacles to career progression.
Despite these challenges, women continue to break barriers, lead with innovation, and redefine the industry’s future.
What We Can Do for Ourselves: Amplifying Women's Impact on Workers' Compensation
1. Recognize the Trailblazers Who Came Before Us
Learn about and honor the contributions of women who paved the way in workers’ compensation. Celebrate the achievements of women in claims, underwriting, safety, compliance, rehabilitation, and law. Document and share the stories of women leaders who have shaped industry best practices.
2. Step into Leadership and Decision-Making Roles
Apply for leadership positions and board seats to ensure women’s perspectives are represented at all levels. Seek out and advocate for women-led professional development and networking opportunities. Push for fair hiring, promotion, and pay equity policies within organizations.
3. Use Your Voice to Create Industry Change
Speak at conferences, contribute to industry publications, and share insights on workers' compensation issues. Champion initiatives that support gender diversity, equity, and inclusion in the field. Mentor and support emerging women professionals to ensure a strong leadership pipeline for the future.
4. Leverage Collaboration and Innovation
Recognize that diverse teams—including gender-diverse—create stronger claims handling, risk management, and policy development outcomes. Encourage cross-functional collaboration to bring fresh perspectives to industry challenges. Invest in technology and process improvements that benefit all workers' compensation system stakeholders.
5. Continue the Push for Equal Representation
Encourage companies and industry associations to commit to gender balance in leadership roles. Advocate for transparent salary practices to close gender pay gaps in the field. Support legislative and organizational policies that promote work-life balance and career advancement for women.
How to Support Others: Creating an Industry Where Women Thrive
1. Establish Strong Mentorship and Sponsorship Networks
Create spaces where experienced women professionals can mentor those entering the field. Offer sponsorship opportunities to advocate for women’s career advancement. Support peer mentorship and industry networking initiatives that connect women across different areas of workers’ compensation.
2. Celebrate Women’s Achievements and Contributions
Nominate women for industry awards, leadership panels, and speaking opportunities. Recognize the impact of women in workers’ compensation through storytelling, case studies, and industry publications. Encourage workplaces to highlight and celebrate women leaders during events like Women’s History Month.
3. Foster Inclusive Workplaces That Support Women’s Growth
Push for leadership training and professional development programs tailored to women in workers’ compensation. Advocate for workplace policies that support flexible work arrangements and career growth. Address biases and systemic barriers that limit women’s advancement in the industry.
The Future of Women in Workers’ Compensation
The story of women in workers' compensation is still being written. The progress so far is remarkable, but the work is not done. Women in this field can shape policy, lead innovation, and redefine what leadership looks like in the industry.
The future of workers’ compensation depends on diverse leadership that understands the evolving needs of injured workers, employers, and the insurance landscape. Women bring critical insights, expertise, and perspectives that drive meaningful change.
It is time to amplify those voices, ensure representation in decision-making rooms, and build an industry in which women are not just participating but leading.
Because when women lead, the entire industry moves forward.
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About The Author
About The Author
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Claire Muselman
Meet Dr. Claire C. Muselman, the Chief Operating Officer at WorkersCompensation.com, where she blends her vast academic insight and professional innovation with a uniquely positive energy. As the President of DCM, Dr. Muselman is renowned for her dynamic approach that reshapes and energizes the workers' compensation industry. Dr. Muselman's academic credentials are as remarkable as her professional achievements. Holding a Doctor of Education in Organizational Leadership from Grand Canyon University, she specializes in employee engagement, human behavior, and the science of leadership. Her diverse background in educational leadership, public policy, political science, and dance epitomizes a multifaceted approach to leadership and learning. At Drake University, Dr. Muselman excels as an Assistant Professor of Practice and Co-Director of the Master of Science in Leadership Program. Her passion for teaching and commitment to innovative pedagogy demonstrate her dedication to cultivating future leaders in management, leadership, and business strategy. In the industry, Dr. Muselman actively contributes as an Ambassador for the Alliance of Women in Workers’ Compensation and plays key roles in organizations such as Kids Chance of Iowa, WorkCompBlitz, and the Claims and Litigation Management Alliance, underscoring her leadership and advocacy in workers’ compensation. A highly sought-after speaker, Dr. Muselman inspires professionals with her engaging talks on leadership, self-development, and risk management. Her philosophy of empathetic and emotionally intelligent leadership is at the heart of her message, encouraging innovation and progressive change in the industry. "Empowerment is key to progress. By nurturing today's professionals with empathy and intelligence, we're crafting tomorrow's leaders." - Dr. Claire C. Muselman
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