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In R.I. Temporarily? How does Workers’ Compensation Coverage Work?

24 Feb, 2025 Frank Ferreri

                               
Do You Know the Rule?

Let's say you're an out-of-state employer in Rhode Island, what would you need to do under Rhode Island law for workers' compensation coverage? To find out, you should check what Simply Research has on the topic, but you can get an idea of what's required here.

Temporary Exposure or Out of State Coverage

Out of state employers working in Rhode Island for temporary periods of time are required to establish to the satisfaction of the director that they have workers’ compensation insurance coverage that provides coverage for claims filed in Rhode Island. Such coverage insurance carrier must respond to Rhode Island workers’ compensation claims and petitions filed in the Rhode Island Workers’ Compensation Court and must provide Rhode Island benefits for compensable claims filed in this state.

Glossary Check

"Temporary periods of time” shall mean a period not to exceed 180 days in the aggregate to be applied over a period of 12 months.

More than 180 Days?

Out of state employers working in Rhode Island for durations in excess of 180 days over a period of 12 months shall be required to obtain Rhode Island workers’ compensation insurance coverage with Rhode Island named in Part 3A of the policy. Employers working for shorter periods of time must have a workers’ compensation insurance policy that covers Rhode Island claims.

Hiring Rhode Island Workers

Out of state Employers working in Rhode Island who hire employees in Rhode Island shall be required to obtain Rhode Island workers’ compensation insurance coverage with Rhode Island named in Part 3A of the policy.

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    About The Author

    • Frank Ferreri

      Frank Ferreri, M.A., J.D. covers workers' compensation legal issues. He has published books, articles, and other material on multiple areas of employment, insurance, and disability law. Frank received his master's degree from the University of South Florida and juris doctor from the University of Florida Levin College of Law. Frank encourages everyone to consider helping out the Kind Souls Foundation and Kids' Chance of America.

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