Glossary Check: Texas ‘Accident Prevention’ Facilities in Texas

Austin, TX (WorkersCompensation.com) -- Those who checked out last week's Compliance Corner on accident prevent requires in Texas learned that insurance companies writing workers' compensation insurance in the Lone Star State must maintain or provide accident prevention facilities that are adequate to provide accident prevention services required by the nature of its policyholders' operations.

Here's a guide to terminology related to the accident prevention requirements in Texas. These definitions become effective July 1.

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Accident prevention facilities. All personnel, procedures, equipment, materials, documents, buildings, programs, and information necessary to maintain or provide accident prevention services to the policyholder.

Nature of the policyholders' operations. Type of business or industry with specific reference to potential for accident, injury, or disease determined by the standard hazards associated with the most hazardous industrial operations in which the policyholder is engaged.

Premium. The amount charged for a workers' compensation insurance policy, including any endorsements, after the application of individual risk variations based on loss or expense considerations.

Survey. An on-site visit to a policyholder's worksite in Texas where the risk exists or the loss occurred and during which the insurance company's accident prevention personnel performs a hazard assessment of the worksite, reviews safety and health programs, and makes recommendations to assist in mitigating risks and preventing injuries and illnesses.

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