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At mid-2022 it’s time to take a look at the top developments in California workers’ comp during the first half. To date 2022 has been a rather quiet year for California’ workers’ comp. Yet, here […]

I can’t breathe. Where am I? I am so confused. Why am I here? I can see the escape ladder but can’t seem to move my legs and arms to climb it. Standing in that […]

Summary: Having the right small business insurance is critical in helping your business succeed. Small commercial insurance protects a business from potential risks, including employee injuries, property damage, reputational damage, etc. Small businesses can face many […]

At the 2022 PRIMA Annual Conference, a session discussed how to facilitate the transition from a long-time risk manager to a new person in that role. The speakers, all past PRIMA presidents, were: Sarah Perry […]

On July 15 Insurance Commissioner Ricardo Lara issued his decision on the advisory workers’ comp rate. Lara’s decision, which is not binding on insurers, recommends that benchmark rates be maintained at $1.45 per $100 of […]

The work comp Pharmacy Benefit Management business has become hyper-competitive; total drug spend has dropped 6 of the last 7 years, there’s been massive consolidation of PBMs, margins are declining…all signs of a very mature industry. […]

Whether in the air, on the manufacturing floor, or in the office, fatigue can have serious effects on safety and worker engagement. When employees are fatigued, their risk of injury compounds quickly, similar to the […]

The commercial auto liability industry continues to see pricing increases across the board due to extreme losses. Where $1 million used to be a large loss, $5-10 million is now commonplace. We dive into the […]