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I recently found myself in the Doge's Palace in Venice, standing before a bocche di leone (lions’ mouth). Several remain throughout the city, each an "intricately carved face . . .with a slot at the mouth into […]

Did you know that approximately one third of Americans experience a sleep disorder at some point in their lives? It’s essential to address the root cause and determine the best course of action — for […]

At mid-2022 it’s time to take a look at the top developments in California workers’ comp during the first half. To date 2022 has been a rather quiet year for California’ workers’ comp. Yet, here […]

I can’t breathe. Where am I? I am so confused. Why am I here? I can see the escape ladder but can’t seem to move my legs and arms to climb it. Standing in that […]

Summary: Having the right small business insurance is critical in helping your business succeed. Small commercial insurance protects a business from potential risks, including employee injuries, property damage, reputational damage, etc. Small businesses can face many […]

At the 2022 PRIMA Annual Conference, a session discussed how to facilitate the transition from a long-time risk manager to a new person in that role. The speakers, all past PRIMA presidents, were: Sarah Perry […]

On July 15 Insurance Commissioner Ricardo Lara issued his decision on the advisory workers’ comp rate. Lara’s decision, which is not binding on insurers, recommends that benchmark rates be maintained at $1.45 per $100 of […]

The work comp Pharmacy Benefit Management business has become hyper-competitive; total drug spend has dropped 6 of the last 7 years, there’s been massive consolidation of PBMs, margins are declining…all signs of a very mature industry. […]