Settlement or not?

[planetboxer]

Texas here.

I'm sure many of us either dealing with or have dealt w/ in the past, the merry-go-round, red-tape BS that is the Wk Comp system and the IC's that dodge requests and have a goal to pay as little as possible why maximizing profit.

I've had very favorable(to me) Designated Dr. visits in the past and will see the same Dr. for Stat. MMI in the coming weeks. I'm not positive, but I feel that since he has never been able to place me at MMI, the fact that the law forces him to at stat.(104 wks), that he will again be favorable to me and base his decision on that I will not get better and will likely decline further, therefore boosting my impairment rating some. I'm hoping for 15% or more. I've recently as yesterday been told on a high scale I'm likely to get 30% or more and on low at least half that. Of course nothing is concise until it happens.

I'm thinking I do not want to continue to be grasped in the talons of the IC or the state after I get my IR. Even at 15% impairment times 45 weeks and then the possibility of 7 years of supplemental, I'm close to $400,000.00. I would absolutely settle for half up front.

But is it worth it? What happens if I run out of money and still can't work. If we had zero debt, my wife makes enough for us to live comfortably. However, I don't want to be a bump on a log the rest of my life-I want a career at some point doing some thing.

Tough decision-guess I'll mull over that when I get my IR.

[Bad Boy Bad Boy]

Yep you can mull that over.

But, don't forget the allowable discounts to settlements when in LUMP SUM form....