what is the insurance company up to now?

[Bad Boy Bad Boy]

Blake, there are major differences in Disability, and when one is considered MMI. Surer you have a disability, but that doesn't mean much, when it is said nothing more can be done medically or better said (((MMI))).

The Insurance Company doesn't have to offer a settlement, don't know where you got that one. But, your attorney can try for a settlement. Insurance Carriers can sit on you claim for as long as they wish, unless a settlement process is in the works, meaning your attorney gets the ball rolling.

School at your own expense wont get you any TTD checks, and that is how the judge looks at it. If you where allowed to be retrained through a Work Rehab program, through the approval of the Insurance, then yes all that changes then.

Your looking for money in all the wrong places...

If I was in as much Pain as you claim to be in, I would be seeing a doctor evey week. but you don't see a need for that, so they are cutting you loose from any TTD checks.